In today’s digital age, personal loan apps like Kissht make accessing credit quick and convenient for expenses like education, travel, or emergencies. But managing repayments wisely is key to financial health. Track your finances regularly, automate EMI payments, and follow a smart budget where 30–40% of income goes toward savings and loans. Build an emergency fund to stay prepared fo... https://play.google.com/store/apps/details?id=com.fastbanking&pli=1