Non-QM loans, or Non-Qualified Mortgage loans, are mortgage options that do not adhere to the stringent standards set by the Qualified Mortgage rule, allowing greater flexibility for borrowers with unique financial situations. These loans cater to self-employed individuals, those with non-traditional income sources, or borrowers with higher debt-to-income ratios, expanding access to h... https://www.bcpmortgage.com/post/what-are-non-qm-loans