Uninsured/underinsured motorist (UM/UIM): Helps with costs when you’re in a mishap with somebody that doesn’t have more than enough liability coverage to buy the bodily injury and residence damage they induced. Medical payments: Also known as MedPay, protects you and your passengers in the event you’re hurt in a collision, http://usastorefronts.com/directory/listingdisplay.aspx?lid=27372