Use a assets (the property ought to be owned by either you, or your blood family members in just the second diploma, or your partner, or your partner’s blood family members in the to start with diploma) 房貸利率申請條件，除了申請人的信用評等以外還包含不動產鑑價。信用評等是關於個人信用、工作收入、負債比延遲繳款等；不動產鑑價則涉及房地的區位條件、市價坪定、屋況等，若屬小宅、位處都市計畫... https://liantong.com.tw/%e6%a1%83%e5%9c%92%e6%88%bf%e5%b1%8b%e8%b2%b8%e6%ac%be%e5%85%a8%e6%94%bb%e7%95%a5%ef%bc%9a%e5%b9%ab%e5%8a%a9%e6%82%a8%e8%bc%95%e9%ac%86%e5%ae%8c%e6%88%90%e8%b3%bc%e5%b1%8b%e5%a4%a2/